EXPAT GERMANY
Flexible and Affordable Health Insurance for Expats and Travelers in Germany

For temporary stays in Germany

Meets requirements for Schengen visa (compliant to EU rules)

Insurance cover in Germany and in EU- and Schengen countries
Are you planning to work in Germany for a few months or years?
The EXPAT GERMANY has been specially developed for foreigners who come to Germany and want to stay here for up to five years. Expat Germany is a solid basic insurance policy that can be supplemented by a flexible module and also includes treatment in EU countries and Schengen states. Insurance cover is also granted for a certain period outside these countries if the stay abroad is for vacation or work-related reasons.
All nationalities within Europe and worldwide who are not subject to compulsory insurance in Germany can be insured. The Expat Germany product is suitable for example for:
EXPAT GERMANY cannot be taken out if you are subject to statutory or private health insurance
EXPAT GERMANY
BENEFITS and VARIANTS
| EXPAT GERMANY BASIC | EXPAT GERMANY CLASSIC | EXPAT GERMANY PREMIUM | |
|---|---|---|---|
| Outpatient Medical Treatments | ✓ | ✓ | ✓ |
| Inpatient Medical Treatments | ✓ | ✓ | ✓ |
| Pharmaceutical Products, Bandages and Remedies | ✓ | ✓ | ✓ |
| Dental Treatments | ✓ | ✓ | |
| Tooth Replacement/Orthodontic Treatment | - | ✓ | ✓ |
| Preventive Medical Checkups | – | ✓ | ✓ |
| Vaccinations | – | – | ✓ |
| COVID-19 Vaccinations | – | – | ✓ |
| Pregnancy and Delivery | – | – | ✓ |
| Infertility Treatments | – | – | – |
| Aids and Appliances | ✓ | ✓ | ✓ |
| Visual Aids | – | – | ✓ |
| Eye Lasering | – | – | – |
| Psychotherapy | – | – | – |
| Patient Transports / Return Transports / Transfers | ✓ | ✓ | ✓ |
| Follow-Up Liability | - | ✓ | ✓ |
| Congenital Medical Conditions | – | – | – |
| Legal Expenses Insurance for Patients | ✓ | ✓ | ✓ |
| Medical Assistance | ✓ | ✓ | ✓ |
| Feel Good Package | - | - | - |
| Maximum Annual Amount | ✓ | ✓ | ✓ |
The tables are for general information purposes only and do not replace the insurance terms and conditions.
Coverage and benefits may vary depending on the selected plan and individual circumstances.
Please contact us for detailed and binding information.
MONTHLY PREMIUM
| AGE | EXPAT GERMANY BASIC | EXPAT GERMANY CLASSIC | EXPAT GERMANY PREMIUM |
|---|---|---|---|
| 0–18 years | 52 Euro | 73 Euro | 109 Euro |
| 19–49 years | 73 Euro | 102 Euro | 152 Euro |
| 50–55 years | 95 Euro | 132 Euro | 198 Euro |
| 56–60 years | 114 Euro | 158 Euro | 237 Euro |
| 61–65 years | 137 Euro | 190 Euro | 285 Euro |
| 66–74 years | 178 Euro | 247 Euro | 370 Euro |
Not included in insurance cover
