EXPAT ACADEMIC

Tailored health insurance for educational stays abroad

Affordable basic coverage

Cancelable monthly

Can be taken out abroad

If you are planning to go abroad for studies or as a trainee, managing your budget is often a priority. Traditional comprehensive health insurance plans can be costly and may strain limited financial resources. EXPAT ACADEMIC offers a practical solution by combining solid coverage with affordable premiums, ensuring peace of mind without breaking the bank.

YOUR EXPAT ACADEMIC ADVANTAGES

  • Budget-Friendly Designed to fit the financial needs of students and trainees
  • Comprehensive Health Coverage; solid protection for outpatient and inpatient treatments
  • Flexible Duration – Ideal for short- and mid-term educational stays abroad
  • Coverage for Various Educational Purposes suitable for students, interns, and trainees
  • Global Protection ensures health coverage wherever your educational journey takes you
to online application

BENEFITS and VARIANTS

EXPAT ACADEMIC
BASIC
EXPAT ACADEMIC
STANDARD
EXPAT ACADEMIC
PREMIUM
Outpatient Medical Treatments ✓ ✓ ✓
Inpatient Medical Treatments ✓ ✓ ✓
Pharmaceutical Products, Bandages and Remedies ✓ ✓ ✓
Dental Treatments ✓ ✓ ✓
Tooth Replacement/Orthodontic Treatment ✓ ✓ ✓
Preventive Medical Checkups – – –
Vaccinations – – –
Covid 19 Vaccination – – –
Pregnancy and Delivery ✓ ✓ ✓
Infertility Treatments – – –
Aids and Appliances ✓ ✓ ✓
Visual Aids – – –
Eye Lasering – – –
Psychotherapy – – –
Patient Transports/Return Transports/Transfers ✓ ✓ ✓
Follow-Up Liability – – –
Congenital Medical Conditions – – –
Legal Expenses Insurance for Patients – – –
Medical Assistance – – –
Feel Good Package – – –
Maximum Annual Amount – – –

The comparison table provides you with a general overview regarding the volume of insurance benefits. It does not replace the insurance terms and conditions of individual products. The scope of benefits as well as the benefits covered vary from product to product and are dependent on the product variant selected. For more information, hover over any of the information icons or select the more detailed view. Complete information can be found in parts I and II of the Terms and Conditions of Insurance.

MONTHLY PREMIUM

EXPAT ACADEMIC
BASIS		 EXPAT ACADEMIC
STANDARD		 EXPAT ACADEMIC
PREMIUM
Worldwide excl. USA/Canada
Month 1-12 25 Euro 31 Euro 48 Euro
Month 13-36 45 Euro 53 Euro 63 Euro
Worldwide incl. USA/Canada
Month 1-12 38 Euro 45 Euro 65 Euro
Month 13-36 67 Euro 75 Euro 85 Euro

Please note that the entire monthly premium is due upon signing the contract, regardless of the date of the signing.

Not included in insurance cover

Openness and transparency are values we promote in our daily business. These values are a precondition for trust. Therefore you will find the most important benefits and exclusions of our insurance cover on the right side.

  • Medical conditions which arose or existed prior to the insurance cover or during the waiting period
  • Damages resulting from strike, civil disturbance, acts of war, nuclear energy and governmental interventions
  • Treatments resulting from events due to the participation in a non-tourist expedition
  • Treatments that are wilfully caused by the insured person
  • Preventive medical checkup

EXPAT ACADEMIC is designed for individuals traveling abroad for educational purposes, such as students, interns, trainees, or researchers. You must be enrolled in an educational program or undertaking an internship during your stay abroad to qualify for this plan.

The EXPAT ACADEMIC plan focuses on providing health coverage abroad. Temporary visits to your home country are not included, unless specifically stated in the policy. Please refer to the terms and conditions for details.

EXPAT ACADEMIC generally does not cover pre-existing medical conditions. However, you can review the policy or contact us for clarification about specific cases and additional options for coverage.