EXPAT PRIVAT PREMIUM

Your premium health insurance solution for ultimate global protection

Affordable basic coverage

Cancelable monthly

Can be taken out abroad

Comprehensive Global Health Coverage

The EXPAT PRIVAT PREMIUM plan is designed for individuals who want the highest level of international health insurance coverage. This product offers extensive benefits and ensures premium-level healthcare, wherever you are in the world. From outpatient care to inpatient treatments and dental services, this plan has you fully covered.

YOUR EXPAT PRIVAT PREMIUM ADVANTAGES

  • Full protection for outpatient, inpatient, and dental care, no matter where you are.

  • Benefit from top-tier healthcare facilities and specialists worldwide.

  • Includes coverage for temporary stays in your home country (specific conditions apply).

  • Routine check-ups and preventive care to maintain your health at its best.

  • Extensive maternity care for individuals and families planning for the future.

  • Tailor your plan with add-ons for even more specific healthcare needs.

  • Comprehensive dental services, from check-ups to advanced treatments.

  • Designed to meet the unique needs of those living or working abroad.
to online application

EXPAT PRIVAT PREMIUM BENEFITS

Outpatient Medical Treatments 100% ✓
Inpatient Medical Treatments 100% ✓
as a private patient in a single room
Pharmaceutical Products, Bandages and Remedies 100% ✓
Dental Treatments 100% ✓
Tooth Replacement/Orthodontic Treatment 90% ✓
up to 4,000 Euro per year
Preventive Medical Checkups 100% ✓
Check-ups up to 300 euros per year
Vaccinations ✓
Children: General vaccinations 100%,
travel vaccinations up to 250 euros per year.Adult: Travel vaccinations up to 250 euros per year.
Covid 19 Vaccination –
Pregnancy and Delivery 100% ✓
Infertility Treatments –
Aids and Appliances 80% ✓
up to 2.000 Euro per year
Visual Aids ✓
600 Euro every three years
Eye Lasering –
Psychotherapy ✓
80 % for outpatient treatments, up to 2,000 euros per year;
for inpatient treatments, up to 30 days per contract term
Patient Transports/Return Transports/Transfers ✓
Patient transport 100%, return transport and transfer in case of death up to a maximum amount of 5,000 Euro (intercontinental) and 10,000 Euro (cross-continental)
Follow-Up Liability ✓
Congenital Medical Conditions ✓
after a period of one year without any medical necessary treatments
Legal Expenses Insurance for Patients ✓
Medical Assistance ✓
Feel Good Package –
Maximum Annual Amount ✓

The comparison table provides you with a general overview regarding the volume of insurance benefits. It does not replace the insurance terms and conditions of individual products. The scope of benefits as well as the benefits covered vary from product to product and are dependent on the product variant selected. For more information, hover over any of the information icons or select the more detailed view. Complete information can be found in parts I and II of the Terms and Conditions of Insurance.

MONTHLY PREMIUM

0 – 11 YEARS OF AGE

12-49 YEARS OF AGE

50-66 YEARS OF AGE
Worldwide (limited for the USA, Canada and Switzerland)
(includes insurance coverage up to 42 days for stays in the USA, Canada and Switzerland)		 261 Euro 346 Euro 381 Euro
Worldwide (limited for the USA and Switzerland)
(includes insurance coverage up to 42 days for stays in the USA and Switzerland and up to 365 days for stays in Canada)		 679 Euro 850 Euro 1,238 Euro

Please note that the entire monthly premium is due upon signing the contract, regardless of the date of the signing.

Not included in insurance cover

Openness and transparency are values we promote in our daily business. These values are a precondition for trust. Therefore you will find the most important benefits and exclusions of our insurance cover on the right side.

  • Medical conditions which arose or existed prior to the insurance cover or during the waiting period

  • Pre-existing illnesses are covered after a period of one year without any medical necessary treatments

  • Rehabilitation and Stays in Spas or Cure Centers

  • Infertility Treatment and all related check-ups

  • Immunisation Treatments

  • Treatment of illnesses related to drug abuse and rehabilitation

It offers the most extensive coverage and premium benefits, designed for those who expect the highest quality healthcare worldwide.

Yes, both dental and maternity care are included, offering broad protection for every stage of life.

Yes, the plan offers temporary coverage in your home country, subject to specific conditions.